NURUL AFIQAH SHAHRIMAN; AZIRA ABDUL ADZIS. Financial Literacy, Demographic Characteristics, and Savings Behavior among Young Adults in Malaysia. Journal of Contemporary Issues and Thought, [S. l.], v. 16, n. 1, p. 19–33, 2026. DOI: 10.37134/. Disponível em: https://ejournal.upsi.edu.my/index.php/JCIT/article/view/12655. Acesso em: 10 jan. 2026.