Salako T, Azeez A. SEMI-FORMAL ISLAMIC MICROFINANCE INSTITUTIONS IN NIGERIA: THE EXPERIENCE OF AL-HAYAT RELIEF FOUNDATION. JCIT [Internet]. 2018 Sep. 17 [cited 2024 Dec. 22];8:41-54. Available from: https://ejournal.upsi.edu.my/index.php/JCIT/article/view/1058